Workers Compensation

Accurate Premium Payments

Align premium payments with your actual payroll data by eliminating large upfront deposits, reducing audit surprises, and improving cash flow.

What Is Pay-As-You-Go Workers’ Comp?

Traditional workers’ compensation billing often requires estimated annual payroll figures and large upfront payments, reducing cash flow. Pay-As-You-Go workers’ comp flips that model by calculating premiums based on real-time payroll data, ensuring you pay only what you owe—when you owe it. Each time you run payroll, the premium is automatically calculated and submitted to your insurance carrier.

No Upfront Deposits

Free up cash by eliminating large down payments typically required with traditional policies.

Improved Accuracy

Premiums are based on actual payroll, reducing the risk of over- or underpayment.

Simplified Audits

Real-time data tracking means fewer surprises during annual audits and less paperwork to manage.

Cash Flow Management

Smaller, more frequent payments help you maintain predictable expenses and avoid budget strain.

Automatic Reporting

We handle the data transmission to your insurance provider, so you can focus on running your business.

Reduced HR Burden

Manual tracking is time-consuming; automation frees teams to focus on higher-value tasks.

Integration with Leading Carriers

Our system works with a wide range of insurance carriers and brokers to ensure smooth, secure data exchange. Whether you already have a policy or need help finding one, we’ll support you every step of the way—from setup to ongoing administration.

We partner with trusted providers such as:

The Hartford
Travelers
AmTrust
Guard Insurance
Berkshire Hathaway
Next Insurance

…and many others.

Get Started Today

Switching to Pay-As-You-Go workers’ compensation is easy. Our team will handle all implementation and connect our payroll system to your insurance provider, submit the recurring file, and ensure everything runs smoothly from day one.